Privacy & disclaimer

Use Rateaudit carefully

Rateaudit is a public informational comparison tool. It helps organize merchant statement data and estimate likely processing cost differences.

It does not replace advice from your accountant, payments attorney, or processor underwriting team.

Data handling

This public version of Rateaudit works client-side in your browser. The calculator is designed for manual entry and local comparison logic.

Avoid entering sensitive account credentials or any information you do not want exposed in a browser session or shared device environment.

Decision disclaimer

A quote can look cheaper on the headline rate and still cost more once fixed fees, channel mix, and statement details are included. Rateaudit provides a practical estimate and verdict based on the inputs provided, but the decision still depends on your actual agreement, service needs, and business context.